If you’re a first time home buyer, you’re likely facing the crucial decision of whether to buy a single-family home, or a condominium. A condo is a home in a multi-residence building, which may include a typical condo building, laid out like an apartment complex, or possibly a town-house like community with separate entrances but shared walls. Some condo buildings might contain only a few units – Continue Reading
Financial Incentives for First Time Home Buyers in Philadelphia
Buying your first house is a big step and a big investment. Unlike second or third time buyers, who can usually leverage equity from a previous property purchase into a new home, first time buyers are starting from scratch! You need to come up with a down payment, closing costs, moving costs, and often new furniture and décor to fill out that space – all while paying rent on your current Continue Reading
Do I Qualify for an FHA Loan?
An FHA loan is a very popular way to get a mortgage, especially for first-time buyers. These loans are backed by the Federal Housing Administration (FHA) and require that you put less money down – as little as 3.5% - than a conventional loan through a mortgage lender, which usually requires 10% or even 20%, depending on your credit. To understand an FHA loan, first you have to remember than Continue Reading
Should You Rent or Buy?
Most of us will rent an apartment or house at some point, and many will also buy property, too. Whether or not you decide to rent or buy depends on many factors. Check our list to see if this is the time to purchase your perfect home, or if you should rent a bit longer. Budget The biggest factor when considering renting versus buying is how much each will cost. In some markets, buying may be Continue Reading
Are You Really Ready to Buy a Home?
Owning a home is a huge goal for many Americans. You may think buying a house is something you want to do soon – you’ve been saving, looking, and planning home décor. You’ve made a list of your must-haves. But are you ready to actually pull the trigger? Here’s how to tell. One-on-One Showings vs. Open Houses If you’re sticking to just open houses, you may not be ready to take the Continue Reading
The Tax Benefits of Buying a Home
If you’ve already done your taxes this year, good for you! Hopefully you’re looking forward to a nice refund check. If you haven’t filed your taxes, one reason may be that you expect to owe money and want to put it off as long as possible. Did you know buying a home can have a positive impact on your tax return? If you’re sick of writing that check to Uncle Sam year after year, consider this Continue Reading
The Most Historic Houses on the Philadelphia Market
Philadelphia loves its history. What’s not to be proud of? Aside from the Declaration of Independence, the Constitutional Convention and the Liberty Bell, we were the first capital city of the US, and the second-largest English speaking city in the world, after London, in 1776. So it follows that we love historic houses. Elfreth’s Alley, the Summer White House, and the Betsy Ross House are Continue Reading
Getting the Most Out of Selling Your Home
People are understandably nervous about selling their home. It’s probably your biggest asset! Many people also need to pay off their mortgage when they sell – and hopefully have enough left over afterward to put into a new house. Here are the top tips for getting the most out of selling your home. Price it right. It may be tempting to price your home high. After all, you want to get the most Continue Reading
The Most Expensive Houses in Philadelphia
If you’ve seen Million Dollar Listing, you know places like New York and Los Angeles, which attract wealthy people from all over the world, have plenty of high-rolling inventory. The Bay Area is now the most expensive place to live in the US on average. Compared to some other cities, Philadelphia’s cost of living can seem quite manageable. But that doesn’t mean there aren’t homes worth a lot of Continue Reading
Avoid These Mistakes When Selling Your Home
Selling your home is an emotional, crazy, expensive and high-stakes process at the best of times. Each home sale also contains a journey that is unique to each individual. While you might not quite know what will come up during the process, you can manage you own actions and expectations to make the selling process work to your benefit. Check out the following tips and avoid these mistakes when Continue Reading
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